/* Amendorg website (www.amendorg.com): payments services, multi-page since 2026-10-17.
   Navy and cobalt, version 2 of the brand. Built from the Scheme Fees page and the parked company site.
   Shape rule: buttons 6px, cards and images 10px, icons 12px.
   Layers: the sticky header (20) with its mobile menu panel, and the cookie choice (25).
   Scripts: assets/js/site.js (scroll reveal) and assets/js/consent.js (Google Analytics after consent) on every
   page, assets/js/contact.js on /contact/. The CSP blocks
   inline scripts and style attributes, so use classes. */

@font-face{font-family:"Schibsted Grotesk";src:url("../fonts/SchibstedGrotesk-400.woff2") format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Schibsted Grotesk";src:url("../fonts/SchibstedGrotesk-500.woff2") format("woff2");font-weight:500;font-style:normal;font-display:swap}
@font-face{font-family:"Schibsted Grotesk";src:url("../fonts/SchibstedGrotesk-600.woff2") format("woff2");font-weight:600;font-style:normal;font-display:swap}
@font-face{font-family:"Schibsted Grotesk";src:url("../fonts/SchibstedGrotesk-700.woff2") format("woff2");font-weight:700;font-style:normal;font-display:swap}
@font-face{font-family:"Schibsted Grotesk";src:url("../fonts/SchibstedGrotesk-800.woff2") format("woff2");font-weight:800;font-style:normal;font-display:swap}
@font-face{font-family:"IBM Plex Mono";src:url("../fonts/IBMPlexMono-500.woff2") format("woff2");font-weight:500;font-style:normal;font-display:swap}

/* Palette: navy and cobalt */
:root{
  --bg:#f3f6fa;--bg-alt:#e8eef6;--card:#ffffff;--line:#d6deea;--line-strong:#828d9e;
  --ink:#0d1b2e;--ink-2:#4d5c75;
  --dark:#0a1c36;--dark-2:#11294b;--dark-line:#24406a;--on-dark:#f2f6fb;--on-dark-2:#a9b8cf;
  --accent:#1f5fe0;--accent-strong:#184cb8;--on-accent:#ffffff;--accent-on-dark:#86b4ff;
  --mark-top:#86b4ff;--scrim:10,28,54;
  --font:"Schibsted Grotesk","Helvetica Neue",Arial,system-ui,sans-serif;
  --mono:"IBM Plex Mono",ui-monospace,"SFMono-Regular",Menlo,monospace;
  --r-btn:6px;--r-card:10px;--r-icon:12px;--danger:#b42318;
  color-scheme:light;
}

*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
@media (prefers-reduced-motion: reduce){html{scroll-behavior:auto}*{transition:none !important}}
body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--font);font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased}
h1,h2,h3,p,dl,dt,dd,ol,ul,figure{margin:0;padding:0}
ol,ul{list-style:none}
img,svg{display:block}
img{max-width:100%;height:auto}
[hidden]{display:none !important}
a{color:var(--accent)}
:focus-visible{outline:2px solid var(--accent);outline-offset:3px}
.on-dark :focus-visible{outline-color:var(--accent-on-dark)}
[id]{scroll-margin-top:96px}

.wrap{max-width:1200px;margin-inline:auto;padding-inline:20px}
@media (min-width:768px){.wrap{padding-inline:32px}}

.skip{position:absolute;left:16px;top:-100px;z-index:30;padding:10px 14px;background:var(--card);border-radius:var(--r-btn);font-weight:600;color:var(--ink);text-decoration:none}
.skip:focus{top:12px}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;height:50px;padding:0 24px;border:1px solid transparent;border-radius:var(--r-btn);font-family:var(--font);font-size:16px;line-height:1;font-weight:600;text-decoration:none;white-space:nowrap;cursor:pointer;transition:background-color .15s,border-color .15s,color .15s,transform .1s}
.btn:active{transform:translateY(1px)}
.btn svg{width:18px;height:18px}
.btn--accent{background:var(--accent);color:var(--on-accent)}
.btn--accent:hover{background:var(--accent-strong)}
.btn--ghost{border-color:rgba(255,255,255,.42);color:var(--on-dark)}
.btn--ghost:hover{background:rgba(255,255,255,.1);border-color:rgba(255,255,255,.75)}
.btn--sm{height:40px;padding:0 16px;font-size:15px}
.btn--line{border-color:var(--line-strong);background:transparent;color:var(--ink)}
.btn--line:hover{border-color:var(--ink);background:var(--card)}
.btn-row{display:flex;flex-wrap:wrap;gap:12px}
.text-link{display:inline-flex;align-items:center;gap:8px;font-weight:600;text-decoration:none}
.text-link svg{width:18px;height:18px;transition:transform .15s}
.text-link:hover svg{transform:translateX(3px)}

/* Header */
.site-head{position:sticky;top:0;z-index:20;background:var(--dark);color:var(--on-dark);border-bottom:1px solid var(--dark-line)}
.site-head .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;height:72px}
.logo{display:inline-flex;color:var(--on-dark)}
.logo svg,.logo img{height:28px;width:auto}
.mk-top{fill:var(--mark-top)}
.mk-bot{fill:currentColor}
.mk-line{stroke:currentColor}
.head-right{display:flex;align-items:center;gap:32px}
.site-nav{display:none;gap:32px}
.head-cta{display:none}
@media (min-width:960px){.site-nav{display:flex}.head-cta{display:inline-flex}}
.site-nav a{padding-block:8px;font-size:15px;font-weight:600;color:var(--on-dark-2);text-decoration:none;transition:color .15s}
.site-nav a:hover,.site-nav a[aria-current]{color:var(--on-dark)}
.site-nav a[aria-current]{box-shadow:inset 0 -2px 0 var(--accent-on-dark)}

/* Mobile menu: a native disclosure, so it needs no script */
.menu{display:block}
@media (min-width:960px){.menu{display:none}}
.menu summary{display:grid;place-items:center;width:44px;height:44px;border:1px solid var(--dark-line);border-radius:var(--r-btn);color:var(--on-dark);cursor:pointer;list-style:none}
.menu summary::-webkit-details-marker{display:none}
.menu summary svg{width:22px;height:22px}
.menu .i-close,.menu[open] .i-open{display:none}
.menu[open] .i-close{display:block}
.menu-panel{position:absolute;left:0;right:0;top:72px;display:grid;gap:4px;padding:12px 20px 24px;background:var(--dark);border-bottom:1px solid var(--dark-line);box-shadow:0 24px 40px -24px rgba(0,0,0,.6)}
.menu-panel a{padding:12px 0;border-bottom:1px solid var(--dark-line);font-size:18px;font-weight:600;color:var(--on-dark);text-decoration:none}
.menu-panel a[aria-current]{color:var(--accent-on-dark)}
.menu-panel .btn{margin-top:16px;border-bottom:0;font-size:16px}

/* Hero */
.hero{position:relative;isolation:isolate;overflow:hidden;background:var(--dark);color:var(--on-dark)}
.hero-media{position:absolute;inset:0;z-index:-2}
.hero-media img{width:100%;height:100%;object-fit:cover;object-position:74% 62%}
.hero::after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(var(--scrim),.95) 0%,rgba(var(--scrim),.84) 40%,rgba(var(--scrim),.3) 100%),linear-gradient(0deg,rgba(var(--scrim),.75) 0%,rgba(var(--scrim),0) 45%)}
.hero .wrap{display:flex;flex-direction:column;justify-content:center;min-height:min(84dvh,760px);padding-block:64px 136px}
.hero-copy{max-width:780px}
.eyebrow{font-family:var(--mono);font-size:12.5px;line-height:1.3;font-weight:500;letter-spacing:.1em;text-transform:uppercase;color:var(--accent)}
.on-dark .eyebrow{color:var(--accent-on-dark)}
.hero h1{margin-top:20px;font-size:clamp(40px,5.6vw,68px);line-height:1.03;font-weight:800;letter-spacing:-0.03em;text-wrap:balance}
.hero .lead{margin-top:24px;max-width:34em;font-size:clamp(18px,1.5vw,21px);line-height:1.55;color:var(--on-dark)}
.cta-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:36px}

/* Home hero figure (assets/js/hero-fig.js): an isometric invoice under a reading head, in hairlines on navy.
   Only what is live is light blue. The home hero has no photo: the figure sits under the buttons on phones and
   tablets, and beside the copy from 1200px. The stage keeps the drawing's 7:5 shape before the script fills it. */
.hero--fig::after{background:radial-gradient(560px 480px at 50% 78%,#173a69 0%,rgba(23,58,105,0) 72%)}
.hero-fig{position:relative;max-width:560px;margin-top:48px}
.hero-fig-stage{aspect-ratio:7 / 5}
@media (min-width:1200px){
  .hero--fig::after{background:radial-gradient(760px 520px at 78% 46%,#173a69 0%,rgba(23,58,105,0) 72%)}
  .hero--fig .wrap{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,520px);align-content:center;align-items:center;gap:32px}
  .hero--fig h1{font-size:60px}
  .hero-fig{max-width:none;margin-top:0}
}
.hero-fig::before{content:"";position:absolute;inset:4% 0 12%;z-index:-1;background:radial-gradient(closest-side,rgba(134,180,255,.13),rgba(134,180,255,0));pointer-events:none}
.hero-fig-cap{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:baseline;gap:2px 16px;margin-top:4px;font-family:var(--mono);font-size:12.5px;line-height:1.4;font-weight:500;color:var(--on-dark-2)}
.hero-fig-read{min-height:1.4em;color:var(--accent-on-dark);text-align:right}
@media (max-width:519px){.hero-fig-stage{margin-inline:-14px}.hero-fig-cap{display:grid}.hero-fig-read{text-align:left}}
.iso{--iso-body:#0d2140;--iso-deck:#112a4d;--iso-line:#3a5a8c;--iso-detail:#203d68;--iso-ink:#4a6b9e;--iso-glass:#081932;--iso-glass-on:#163a70;--iso-glow:var(--accent-on-dark);--iso-glow-hi:#d6e5ff;
  display:block;width:100%;height:100%;overflow:visible;border-radius:var(--r-card);-webkit-tap-highlight-color:transparent}
.iso:focus:not(:focus-visible){outline:none}
.iso text{font-family:var(--mono);font-weight:500}
.iso .face{fill:var(--iso-body);stroke:var(--iso-line);stroke-width:1;vector-effect:non-scaling-stroke;stroke-linejoin:round}
.iso .face.top{fill:var(--iso-deck)}
.iso .detail{fill:none;stroke:var(--iso-detail);stroke-width:1;vector-effect:non-scaling-stroke}
.iso .label{fill:var(--iso-ink);font-size:7px;letter-spacing:.08em}
.iso .ink{fill:var(--iso-ink);transition:fill .3s}
.iso .ink.dim{fill:var(--iso-detail)}
.iso .band{fill:var(--iso-glow);opacity:0;stroke:none;transition:opacity .3s}
.iso .hit{fill:transparent}
.iso .row.hot .ink{fill:var(--iso-glow)}
.iso .row.hot .band{opacity:.13}
.iso .row.hot{filter:url(#hf-soft)}
.iso .row .hit,.iso .flag.on,.iso .run,.iso .bar{cursor:pointer}
.iso .row.sel .band{opacity:.32}
.iso .row.sel .ink{fill:var(--iso-glow-hi)}
.iso .flag{opacity:0;transition:opacity .25s}
.iso .flag .face{fill:var(--iso-glow);stroke:var(--iso-glow-hi)}
.iso .flag.on{opacity:1;filter:url(#hf-soft)}
.iso .flag.sel{filter:url(#hf-glow)}
.iso .flag.sel .face{fill:var(--iso-glow-hi)}
.iso .beam{fill:var(--iso-glow);opacity:.34}
.iso .beam-bloom{fill:var(--iso-glow);opacity:.55}
.iso .curtain{fill:url(#hf-curtain)}
.iso .stop-a{stop-color:var(--iso-glow);stop-opacity:.04}
.iso .stop-b{stop-color:var(--iso-glow);stop-opacity:.3}
.iso .beam,.iso .beam-bloom,.iso .curtain{transition:opacity .3s}
.iso .head-front.off .beam,.iso .head-front.off .beam-bloom,.iso .head-front.off .curtain{opacity:0}
.iso .led{fill:var(--iso-detail);stroke:none;transition:fill .2s}
.iso .led.hot{fill:var(--iso-glow);filter:url(#hf-soft)}
.iso .glass{fill:var(--iso-glass);stroke:var(--iso-line);stroke-width:1;vector-effect:non-scaling-stroke;transition:fill .3s,stroke .3s}
.iso .glass.hot{fill:var(--iso-glass-on);stroke:var(--iso-glow)}
.iso .scr{fill:var(--iso-glow-hi);font-size:8.5px;letter-spacing:.06em}
.iso .press{transition:transform 60ms ease-out}
.iso .press .face{transition:fill .5s ease-out,stroke .5s ease-out}
.iso .press.lit{transform:translateY(2px);filter:url(#hf-glow)}
.iso .press.lit .face{fill:var(--iso-glow);stroke:var(--iso-glow-hi);transition:none}
.iso .press.lit .label{fill:var(--dark)}
.iso .run:hover .face.top,.iso .bar:hover .face.top{stroke:var(--on-dark-2)}

/* Facts card, overlapping the hero's lower edge */
.facts{position:relative;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1px;margin-top:-72px;overflow:hidden;background:var(--line);border:1px solid var(--line);border-radius:var(--r-card);box-shadow:0 22px 44px -26px rgba(var(--scrim),.55)}
@media (min-width:940px){.facts{grid-template-columns:repeat(4,minmax(0,1fr))}}
.fact{padding:26px 24px 24px;background:var(--card)}
@media (min-width:940px){.fact{padding:30px 30px 28px}}
.fact .ico{margin-bottom:16px}
.fact h3{font-size:18px;line-height:1.3;font-weight:600}
.fact p{margin-top:6px;font-size:15.5px;line-height:1.5;color:var(--ink-2)}

/* Sections */
.section{padding-block:72px}
@media (min-width:940px){.section{padding-block:104px}}
.section h2,.cta h2{font-size:clamp(30px,3.5vw,46px);line-height:1.08;font-weight:700;letter-spacing:-0.025em;text-wrap:balance}
.intro{margin-top:16px;max-width:36em;font-size:19px;line-height:1.55;color:var(--ink-2)}
.section--alt{background:var(--bg-alt)}
.section--white{background:var(--card);border-block:1px solid var(--line)}
.section-head{display:grid;gap:16px;margin-bottom:48px}
.section-head .intro{margin-top:0}
@media (min-width:900px){.section-head--split{grid-template-columns:minmax(0,1fr) auto;align-items:end;gap:48px}}
.after-link{margin-top:40px}

/* What we check */
.checks{display:grid;gap:16px;margin-top:48px}
.check{display:flex;flex-direction:column;gap:12px;padding:28px;background:var(--card);border:1px solid var(--line);border-radius:var(--r-card)}
.ico{display:grid;place-items:center;width:46px;height:46px;margin-bottom:6px;border-radius:8px;background:var(--bg-alt);color:var(--accent)}
.ico svg{width:24px;height:24px}
.check h3{font-size:20px;line-height:1.3;font-weight:600}
.check p{font-size:16px;line-height:1.55;color:var(--ink-2)}
.check--tint{background:var(--bg-alt);border-color:var(--bg-alt)}
.check--tint .ico{background:var(--card)}
.check--lead{gap:18px;padding:32px;background:var(--dark);border-color:var(--dark);color:var(--on-dark)}
.check--lead .ico{background:var(--dark-2);color:var(--accent-on-dark)}
.check--lead h3{font-size:clamp(26px,2.4vw,32px);line-height:1.15;font-weight:700;letter-spacing:-0.02em}
.check--lead p{font-size:18px;color:var(--on-dark-2)}
.trace{display:grid;gap:12px;counter-reset:trace}
.trace li{display:grid;grid-template-columns:28px minmax(0,1fr);gap:8px;font-size:17px;line-height:1.5;color:var(--on-dark);counter-increment:trace}
.trace li::before{content:counter(trace);font-family:var(--mono);font-size:13px;line-height:25.5px;font-weight:500;color:var(--accent-on-dark)}
.check--lead .case{margin-top:auto;padding-top:16px;border-top:1px solid var(--dark-line);font-size:16px}
@media (min-width:640px){
  .checks{grid-template-columns:repeat(2,minmax(0,1fr))}
  .check--lead{grid-column:1 / -1}
}
@media (min-width:1020px){
  .checks{grid-template-columns:repeat(4,minmax(0,1fr))}
  .check--lead{grid-column:span 2;grid-row:span 2;padding:40px}
}

/* What you get */
.report{background:var(--card);border-block:1px solid var(--line)}
.report-grid{display:grid;gap:48px;align-items:center}
@media (min-width:980px){.report-grid{grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:88px}}
.report-media img{width:100%;aspect-ratio:4 / 3;object-fit:cover;border-radius:var(--r-card)}
.finding{position:relative;width:min(380px,90%);margin:-110px 0 0 auto;padding:22px;background:var(--card);border:1px solid var(--line);border-radius:var(--r-card);box-shadow:0 22px 44px -24px rgba(var(--scrim),.55)}
@media (min-width:980px){.finding{margin-right:-36px}}
.finding-head{display:flex;align-items:flex-start;justify-content:space-between;gap:12px;padding-bottom:14px;border-bottom:2px solid var(--ink)}
.finding-title{font-size:18px;line-height:1.3;font-weight:600}
.chip{flex:none;padding:3px 8px;border:1px solid var(--line);border-radius:4px;font-family:var(--mono);font-size:11px;line-height:1.4;font-weight:500;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-2)}
.finding dl{display:grid;gap:12px;margin-top:14px}
.finding dt{font-family:var(--mono);font-size:11px;line-height:1.4;font-weight:500;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-2)}
.finding dd{margin-top:2px;font-size:15px;line-height:1.45}
.finding .figure{font-size:28px;line-height:1.15;font-weight:700;letter-spacing:-0.02em;color:var(--accent)}
.finding-foot{margin-top:14px;padding-top:12px;border-top:1px solid var(--line);font-size:13px;line-height:1.45;color:var(--ink-2)}
.parts{margin-top:32px}
.parts div{display:grid;grid-template-columns:104px minmax(0,1fr);gap:16px;padding-block:14px;border-top:1px solid var(--line)}
.parts dt{font-weight:600}
.parts dd{color:var(--ink-2)}
.after{margin-top:24px;max-width:36em}

/* How a review runs */
.process{background:var(--bg-alt)}
.steps{display:grid;gap:32px;margin-top:48px}
@media (min-width:700px){.steps{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (min-width:1060px){.steps{grid-template-columns:repeat(4,minmax(0,1fr));gap:28px}}
.step{padding-top:20px;border-top:3px solid var(--ink)}
.step h3{font-size:26px;line-height:1.2;font-weight:700;letter-spacing:-0.015em}
.step p{margin-top:10px;font-size:16px;line-height:1.55;color:var(--ink-2)}

/* Scheme fees, explained */
.explained-grid{display:grid;gap:40px}
@media (min-width:980px){.explained-grid{grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:88px;align-items:start}.explained-head{position:sticky;top:112px}}
.explained-list{counter-reset:explain}
.explained-list div{display:grid;grid-template-columns:44px minmax(0,1fr);gap:4px 16px;padding-block:24px;border-top:1px solid var(--line);counter-increment:explain}
.explained-list div:last-child{border-bottom:1px solid var(--line)}
.explained-list div::before{content:counter(explain,decimal-leading-zero);grid-row:span 2;font-family:var(--mono);font-size:13px;line-height:28px;font-weight:500;color:var(--accent)}
.explained-list dt{font-size:20px;line-height:1.4;font-weight:600}
.explained-list dd{max-width:36em;font-size:16.5px;line-height:1.6;color:var(--ink-2)}
/* Questions: two columns of questions; each answer opens on click (native <details>, no script needed).
   data-faq on each item is a stable id, for counting which questions people open. */
.faq{display:grid;align-items:start;margin-top:40px}
@media (min-width:880px){.faq{grid-template-columns:repeat(2,minmax(0,1fr));column-gap:72px}}
.faq-item{border-top:1px solid var(--line)}
.faq-item summary{display:flex;align-items:flex-start;justify-content:space-between;gap:16px;padding-block:22px;font-size:19px;line-height:1.35;font-weight:600;list-style:none;cursor:pointer;transition:color .15s}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary:hover{color:var(--accent)}
.faq-item summary svg{flex:none;width:20px;height:20px;margin-top:3px;color:var(--accent);transition:transform .2s}
.faq-item[open] summary svg{transform:rotate(180deg)}
.faq-item p{max-width:34em;margin-top:-10px;padding:0 36px 22px 0;font-size:16px;line-height:1.55;color:var(--ink-2)}

/* Who does the work */
.statement{background:var(--card);border-top:1px solid var(--line)}
.statement-grid{display:grid;gap:20px;padding-block:72px}
@media (min-width:940px){.statement-grid{grid-template-columns:minmax(0,4fr) minmax(0,8fr);gap:64px;align-items:baseline;padding-block:104px}}
.statement h2{font-size:clamp(22px,2vw,26px);line-height:1.2;font-weight:600;letter-spacing:-0.01em;color:var(--ink-2)}
.statement-text{font-size:clamp(30px,3.9vw,52px);line-height:1.08;font-weight:700;letter-spacing:-0.025em;text-wrap:balance}
.statement-sub{margin-top:18px;font-size:19px;line-height:1.55;color:var(--ink-2)}

/* Closing call to action, on every page */
.cta{position:relative;isolation:isolate;overflow:hidden;background:var(--dark);color:var(--on-dark)}
.cta::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(var(--scrim),.97) 0%,rgba(var(--scrim),.88) 48%,rgba(var(--scrim),.6) 100%),url("../img/hero-review-1000.jpg") 70% 68% / cover no-repeat}
.cta h2{font-size:clamp(34px,4.6vw,58px);line-height:1.03;font-weight:800;letter-spacing:-0.03em}
.cta-grid{display:grid;gap:32px;padding-block:88px}
@media (min-width:940px){.cta-grid{grid-template-columns:minmax(0,7fr) minmax(0,5fr);align-items:end;gap:64px;padding-block:112px}}
.cta p{margin-top:18px;max-width:32em;font-size:19px;line-height:1.55;color:var(--on-dark-2)}
.cta-side{display:grid;justify-items:start}
@media (min-width:940px){.cta-side{justify-items:end}}
.cta .mail-line{margin-top:14px;font-size:16px}
.mail-line a{font-weight:600;color:var(--on-dark);text-underline-offset:3px}

/* Contact page: the form overlaps the hero, with notes beside it */
.contact-grid{display:grid;gap:40px;margin-top:-88px}
@media (min-width:980px){.contact-grid{grid-template-columns:minmax(0,7fr) minmax(0,4fr);gap:48px;align-items:start}}
.aside{display:grid;gap:16px}
@media (min-width:980px){.aside{padding-top:120px}}
.aside-block{display:grid;grid-template-columns:auto minmax(0,1fr);gap:16px;padding:22px;background:var(--card);border:1px solid var(--line);border-radius:var(--r-card)}
.aside-block .ico{margin-bottom:0}
.aside-block h2{font-size:17px;line-height:1.3;font-weight:600}
.aside-block p{margin-top:4px;font-size:15.5px;line-height:1.5;color:var(--ink-2)}
.aside-block a{font-weight:600}
.spacer-104{height:104px}

/* Contact form: labels above fields, errors below, states written in the page */
.contact-form{position:relative;display:grid;grid-template-columns:minmax(0,1fr);gap:18px;padding:26px;background:var(--card);color:var(--ink);border:1px solid var(--line);border-radius:var(--r-card);box-shadow:0 22px 44px -26px rgba(var(--scrim),.55)}
@media (min-width:620px){.contact-form{grid-template-columns:repeat(2,minmax(0,1fr));padding:36px}.field--wide,.form-foot,.form-status,.form-done,.form-title{grid-column:1 / -1}}
.form-title{font-size:24px;line-height:1.2;font-weight:700;letter-spacing:-0.01em}
.field{display:grid;gap:8px;align-content:start}
.field label{font-size:15px;line-height:1.3;font-weight:600}
.opt{font-weight:400;color:var(--ink-2)}
.field input,.field select,.field textarea{width:100%;min-height:48px;padding:11px 14px;font:inherit;font-size:16px;line-height:1.4;color:var(--ink);background:var(--card);border:1px solid color-mix(in srgb,var(--ink-2) 70%,#fff);border-radius:var(--r-btn);transition:border-color .15s,box-shadow .15s}
.field textarea{min-height:120px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--accent);box-shadow:0 0 0 3px color-mix(in srgb,var(--accent) 24%,transparent)}
.field [aria-invalid="true"]{border-color:var(--danger)}
.err{font-size:14px;line-height:1.4;color:var(--danger)}
.help{font-size:14px;line-height:1.4;color:var(--ink-2)}
.hp{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}
.form-foot{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:16px;margin-top:4px}
.form-note{font-size:14px;line-height:1.45;color:var(--ink-2)}
.form-status{font-size:15px;line-height:1.45;color:var(--ink-2)}
.form-status:empty{display:none}
.form-status.is-error{color:var(--danger)}
.form-done{padding-block:28px}
.form-done h3{font-size:24px;line-height:1.25;font-weight:700;letter-spacing:-0.01em}
.form-done p{margin-top:10px;color:var(--ink-2)}
.form-done:focus{outline:none}

/* Footer */
.site-foot{background:var(--dark);color:var(--on-dark-2);border-top:1px solid var(--dark-line)}
.foot-grid{display:grid;gap:36px;padding-block:56px 40px}
@media (min-width:700px){.foot-grid{grid-template-columns:minmax(0,2fr) repeat(2,minmax(0,1fr))}}
@media (min-width:1020px){.foot-grid{grid-template-columns:minmax(0,6fr) repeat(2,minmax(0,3fr))}}
.site-foot .logo svg,.site-foot .logo img{height:26px}
.foot-tag{margin-top:16px;max-width:24em;font-size:15px;line-height:1.5}
.foot-col .foot-title{margin-bottom:14px;font-family:var(--mono);font-size:12px;font-weight:500;letter-spacing:.1em;text-transform:uppercase;color:var(--on-dark)}
.foot-col ul{display:grid;gap:10px}
.foot-col a{font-size:15px;color:var(--on-dark-2);text-decoration:none;transition:color .15s}
.foot-col a:hover{color:var(--on-dark)}
.foot-bottom{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:12px;padding-block:20px 28px;border-top:1px solid var(--dark-line);font-size:14px}
.foot-social{display:inline-flex;padding:6px;margin:-6px;color:var(--on-dark-2);transition:color .15s}
.foot-social:hover{color:var(--on-dark)}
.foot-social svg{width:24px;height:24px}
.foot-btn{padding:0;border:0;background:none;font:inherit;font-size:15px;color:var(--on-dark-2);cursor:pointer;transition:color .15s}
.foot-btn:hover{color:var(--on-dark)}

/* Cookie choice for Google Analytics (assets/js/consent.js). Accept and decline weigh the same. */
.consent{position:fixed;left:16px;right:16px;bottom:16px;z-index:25;display:grid;gap:14px;max-width:420px;padding:20px;background:var(--card);color:var(--ink);border:1px solid var(--line);border-radius:var(--r-card);box-shadow:0 22px 44px -20px rgba(var(--scrim),.6)}
.consent p{font-size:15px;line-height:1.5;color:var(--ink-2)}
.consent a{font-weight:600}
.consent .btn{flex:1}
/* Cookie preferences: a native <dialog> in the top layer. Switches are pills, the one exception to the shape rule. */
.consent-dialog{width:min(560px,calc(100% - 32px));max-height:calc(100dvh - 32px);padding:0;background:var(--card);color:var(--ink);border:1px solid var(--line);border-radius:var(--r-card);box-shadow:0 22px 44px -20px rgba(var(--scrim),.6)}
.consent-dialog::backdrop{background:rgba(var(--scrim),.55)}
.consent-dialog-body{display:grid;gap:18px;padding:24px}
.consent-dialog-head{display:flex;align-items:center;justify-content:space-between;gap:16px}
.consent-dialog h2{font-size:22px;line-height:1.25;font-weight:700;letter-spacing:-0.01em}
.consent-close{display:grid;place-items:center;flex:none;width:40px;height:40px;margin:-8px -8px -8px 0;padding:0;border:0;border-radius:var(--r-btn);background:none;color:var(--ink-2);cursor:pointer}
.consent-close:hover{background:var(--bg);color:var(--ink)}
.consent-close svg{width:20px;height:20px}
.consent-intro{font-size:15px;line-height:1.55;color:var(--ink-2)}
.consent-intro a{font-weight:600}
.consent-cats{display:grid;border-top:1px solid var(--line)}
.consent-cat{display:grid;gap:6px;padding-block:16px;border-bottom:1px solid var(--line)}
.consent-cat-head{display:flex;align-items:center;justify-content:space-between;gap:16px}
.consent-cat-title{font-size:16px;line-height:1.3;font-weight:600}
label.consent-cat-title{cursor:pointer}
.consent-cat p{max-width:34em;font-size:14.5px;line-height:1.5;color:var(--ink-2)}
.consent-always{font-family:var(--mono);font-size:11px;line-height:1.4;font-weight:500;letter-spacing:.08em;text-transform:uppercase;color:var(--accent)}
.switch{-webkit-appearance:none;appearance:none;position:relative;flex:none;width:44px;height:24px;margin:0;border-radius:12px;background:var(--line-strong);cursor:pointer;transition:background-color .15s}
.switch::before{content:"";position:absolute;top:3px;left:3px;width:18px;height:18px;border-radius:50%;background:var(--card);transition:transform .15s}
.switch:checked{background:var(--accent)}
.switch:checked::before{transform:translateX(20px)}
.consent-dialog .btn{flex:1}

/* Inner page hero: dark band, optionally over a photo */
.page-hero{position:relative;isolation:isolate;overflow:hidden;background:radial-gradient(900px 520px at 88% -10%,#173a69 0%,rgba(23,58,105,0) 70%),var(--dark);color:var(--on-dark)}
.page-hero .wrap{padding-block:88px 96px}
@media (min-width:940px){.page-hero .wrap{padding-block:120px 128px}}
.page-hero--photo::after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(var(--scrim),.96) 0%,rgba(var(--scrim),.88) 48%,rgba(var(--scrim),.5) 100%)}
.page-hero h1{max-width:16em;margin-top:20px;font-size:clamp(36px,4.8vw,60px);line-height:1.05;font-weight:800;letter-spacing:-0.03em;text-wrap:balance}
.page-hero .lead{margin-top:24px;max-width:36em;font-size:clamp(18px,1.5vw,21px);line-height:1.55;color:var(--on-dark)}
.page-hero .btn-row,.page-hero .cta-row{margin-top:32px}
.page-hero--overlap .wrap{padding-bottom:168px}
.page-hero--short .wrap{padding-block:72px 64px}
@media (min-width:940px){.page-hero--short .wrap{padding-block:96px 80px}}
.hero-media img.pos-center{object-position:50% 50%}
.hero-media img.pos-50-40{object-position:50% 40%}
.page-dark{background:var(--dark)}
.prose{max-width:44em}
.prose h2{margin-top:44px;font-size:clamp(22px,2vw,26px);line-height:1.25;font-weight:700;letter-spacing:-0.01em}
.prose h2:first-child{margin-top:0}
.prose p,.prose ul{margin-top:14px;color:var(--ink-2)}
.prose li{position:relative;padding-left:22px}
.prose li+li{margin-top:8px}
.prose li::before{content:"";position:absolute;left:2px;top:.62em;width:7px;height:7px;background:var(--accent)}
.prose a{text-underline-offset:3px}

/* Services: image beside text, alternating */
.row{display:grid;gap:40px;align-items:center}
.row + .row{margin-top:96px}
@media (min-width:980px){.row{grid-template-columns:minmax(0,11fr) minmax(0,10fr);gap:72px}.row--flip .row-media{order:2}}
.row-media img{width:100%;aspect-ratio:16 / 9;object-fit:cover;border:1px solid var(--line);border-radius:var(--r-card)}
.row-body{display:grid;gap:18px;align-content:start}
.row-body h2{font-size:clamp(30px,3.2vw,42px);line-height:1.08;font-weight:700;letter-spacing:-0.025em}
.row-body > p:not(.eyebrow){max-width:34em;font-size:17.5px;line-height:1.6;color:var(--ink-2)}
.row-body h3{margin-top:6px;font-size:15px;font-weight:600;letter-spacing:.01em}
.row-body .btn-row{margin-top:8px}
.ticks{display:grid;gap:10px}
.ticks li{display:grid;grid-template-columns:22px minmax(0,1fr);gap:10px;font-size:16.5px;line-height:1.5}
/* Services: an example view of the scheme fee portal, written in HTML (no screenshot) and captioned as illustrative. */
.portal-demo{padding:22px;background:var(--card);border:1px solid var(--line);border-radius:var(--r-card)}
.portal-demo-head{display:flex;align-items:center;justify-content:space-between;gap:12px;padding-bottom:14px;border-bottom:2px solid var(--ink)}
.portal-demo-title{font-size:18px;line-height:1.3;font-weight:600}
.portal-demo-scroll{overflow-x:auto}
.portal-demo table{width:100%;border-collapse:collapse;font-size:15px;line-height:1.4}
.portal-demo th,.portal-demo td{padding:12px 10px;border-bottom:1px solid var(--line);text-align:left;vertical-align:middle}
.portal-demo thead th{font-family:var(--mono);font-size:11px;font-weight:500;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-2)}
.portal-demo tbody th{font-weight:500}
.portal-demo td{white-space:nowrap;font-variant-numeric:tabular-nums;color:var(--ink-2)}
.portal-demo .is-flag{background:var(--bg-alt)}
.portal-demo .is-flag td:nth-child(3){font-weight:600;color:var(--ink)}
.portal-demo .flag{display:inline-block;padding:2px 7px;border-radius:4px;background:var(--accent);font-family:var(--mono);font-size:11px;line-height:1.5;font-weight:500;letter-spacing:.06em;text-transform:uppercase;color:var(--on-accent)}
.portal-demo-foot{margin-top:14px;font-size:13px;line-height:1.45;color:var(--ink-2)}
.ticks svg{width:20px;height:20px;margin-top:3px;color:var(--accent)}
.kv{display:grid;border-top:1px solid var(--line)}
.kv div{display:grid;grid-template-columns:120px minmax(0,1fr);gap:16px;padding-block:12px;border-bottom:1px solid var(--line);font-size:16px}
.kv dt{font-weight:600}
.kv dd{color:var(--ink-2)}
.note{padding:14px 16px;background:var(--bg-alt);border-radius:8px;font-size:15px;line-height:1.5;color:var(--ink-2)}
.evidence{margin-top:20px;max-width:44em;padding-left:16px;border-left:3px solid var(--accent);font-size:15.5px;line-height:1.55;color:var(--ink-2)}
.evidence a{text-underline-offset:3px}
.section-head + .steps,.section-head + .faq{margin-top:0}

/* Principles */
.principles{display:grid;gap:32px}
@media (min-width:700px){.principles{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (min-width:1060px){.principles--4{grid-template-columns:repeat(4,minmax(0,1fr));gap:28px}.principles--3{grid-template-columns:repeat(3,minmax(0,1fr));gap:28px}}
.principle{padding-top:20px;border-top:3px solid var(--ink)}
.principle .num{display:block;margin-bottom:10px;font-family:var(--mono);font-size:13px;font-weight:500;color:var(--accent)}
.principle h3{font-size:22px;line-height:1.25;font-weight:700;letter-spacing:-0.01em}
.principle p{margin-top:10px;font-size:16px;line-height:1.55;color:var(--ink-2)}

/* About: what we do (split, photo bleeds to the left edge) */
.wwd{padding-bottom:72px;background:var(--card);border-block:1px solid var(--line)}
.wwd-grid{display:grid;gap:44px}
.wwd-media{position:relative;height:300px}
.wwd-media img{position:absolute;inset:0 auto 0 0;width:78%;height:100%;object-fit:cover}
.wwd-badge{position:absolute;right:20px;top:50%;display:grid;place-items:center;width:min(240px,50%);aspect-ratio:1 / 1;background:var(--dark);transform:translateY(-50%);box-shadow:0 30px 60px -30px rgba(var(--scrim),.7)}
.wwd-badge .logo{justify-content:center;width:100%}
.wwd-badge .logo svg,.wwd-badge .logo img{position:static;width:78%;height:auto;margin-inline:auto;object-fit:contain}
.wwd-body{padding-inline:20px}
@media (min-width:768px){.wwd-body{padding-inline:32px}}
.eyebrow--mark{display:inline-flex;align-items:center;gap:10px}
.eyebrow--mark::before{content:"";width:8px;height:8px;background:var(--accent)}
.wwd h2{margin-top:16px;font-size:clamp(32px,3.6vw,48px);line-height:1.08;font-weight:700;letter-spacing:-0.025em;text-wrap:balance}
.wwd-lead{margin-top:20px;max-width:36em;font-size:18px;line-height:1.6;color:var(--ink-2)}
.sq-list{display:grid;gap:14px;margin-top:28px}
.sq-list li{display:grid;grid-template-columns:10px minmax(0,1fr);gap:16px;font-size:16.5px;line-height:1.5}
.sq-list li::before{content:"";width:10px;height:10px;margin-top:.42em;border:2px solid var(--accent)}
.wwd .btn-row{margin-top:36px}
@media (min-width:980px){
  .wwd{padding-block:104px}
  .wwd-grid{grid-template-columns:minmax(0,9fr) minmax(0,11fr);gap:80px;align-items:center;padding-right:max(32px,calc((100% - 1200px) / 2 + 32px))}
  .wwd-media{height:520px}
  .wwd-media img{width:68%}
  .wwd-badge{right:0;width:min(320px,58%)}
  .wwd-body{padding-inline:0}
}

/* Company details */
.details{display:grid}
.details div{display:grid;grid-template-columns:180px minmax(0,1fr);gap:16px;padding-block:16px;border-top:1px solid var(--line)}
.details div:last-child{border-bottom:1px solid var(--line)}
.details dt{font-weight:600}
.details dd{color:var(--ink-2)}
.details a{font-weight:600}
@media (max-width:560px){.details div,.kv div{grid-template-columns:minmax(0,1fr);gap:2px}}
.two-col{display:grid;gap:36px}
@media (min-width:940px){.two-col{grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:80px;align-items:start}}
.two-col h2{margin-top:16px}

/* Guides (/guides/): the index of guides, and each guide as a long article with a sticky contents list. */
.page-hero .eyebrow a{color:inherit;text-decoration:none}
.page-hero .eyebrow a:hover{text-decoration:underline;text-underline-offset:3px}
.guide-meta{margin-top:20px;font-family:var(--mono);font-size:12.5px;line-height:1.4;font-weight:500;color:var(--on-dark-2)}
.guide-list{display:grid;gap:16px}
@media (min-width:760px){.guide-list{grid-template-columns:repeat(2,minmax(0,1fr))}}
.guide-card{display:flex;flex-direction:column;gap:10px;height:100%;padding:28px;background:var(--card);border:1px solid var(--line);border-radius:var(--r-card);color:var(--ink);text-decoration:none;transition:border-color .15s}
.guide-card:hover{border-color:var(--accent)}
.guide-card h2,.guide-card h3{font-size:21px;line-height:1.3;font-weight:600;letter-spacing:-0.005em}
.guide-card p{font-size:16px;line-height:1.55;color:var(--ink-2)}
.guide-card .guide-meta{margin-top:auto;padding-top:8px;color:var(--ink-2)}
.guide-list-note{margin-top:32px;max-width:44em;font-size:15px;line-height:1.55;color:var(--ink-2)}
.guide-grid{display:grid;grid-template-columns:minmax(0,1fr);gap:48px}
@media (min-width:1020px){.guide-grid{grid-template-columns:minmax(0,1fr) 260px;gap:80px;align-items:start}}
.guide-aside{display:none}
@media (min-width:1020px){.guide-aside{position:sticky;top:112px;display:grid;gap:12px}}
.guide-aside .foot-title{font-family:var(--mono);font-size:12px;font-weight:500;letter-spacing:.1em;text-transform:uppercase;color:var(--ink-2)}
.guide-aside ol{display:grid;gap:10px;padding-left:14px;border-left:1px solid var(--line)}
.guide-aside a{font-size:15px;line-height:1.4;color:var(--ink-2);text-decoration:none;transition:color .15s}
.guide-aside a:hover{color:var(--accent)}
.guide-aside li{position:relative}
.guide-aside a[aria-current]{color:var(--accent)}
.guide-aside a[aria-current]::before{content:"";position:absolute;top:0;bottom:0;left:-15px;width:2px;background:var(--accent)}
.guide{font-size:17.5px}
.guide p,.guide ul,.guide ol{color:var(--ink)}
.guide h3{margin-top:28px;font-size:19px;line-height:1.35;font-weight:600}
.guide h2 + p,.guide h3 + p{margin-top:10px}
.guide ol{margin-top:14px;counter-reset:gstep}
.guide ol li{padding-left:34px;counter-increment:gstep}
.guide ol li::before{content:counter(gstep);top:0;left:0;width:auto;height:auto;background:none;font-family:var(--mono);font-size:14px;line-height:inherit;font-weight:500;color:var(--accent)}
.guide .note{margin-top:20px;font-size:16px;color:var(--ink)}
.guide-table{margin-top:18px;overflow-x:auto}
.guide-table table{width:100%;border-collapse:collapse;font-size:15.5px;line-height:1.5}
.guide-table th,.guide-table td{padding:12px 14px 12px 0;border-top:1px solid var(--line);text-align:left;vertical-align:top}
.guide-table tr:last-child th,.guide-table tr:last-child td{border-bottom:1px solid var(--line)}
.guide-table thead th{font-family:var(--mono);font-size:11.5px;font-weight:500;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-2)}
.guide-table tbody th{min-width:120px;font-weight:600}
.guide-table--wide table{min-width:640px}
.guide-table td{color:var(--ink-2)}
.guide .guide-fine{margin-top:40px;padding-top:16px;border-top:1px solid var(--line);font-size:14.5px;line-height:1.5;color:var(--ink-2)}
.guide-more .guide-list{margin-top:32px}

/* Scroll reveal. Applied only when the script adds .js-reveal, so the page is complete without it. */
.js-reveal [data-reveal]{opacity:0;transform:translateY(14px);transition:opacity .5s ease,transform .5s cubic-bezier(.16,1,.3,1)}
.js-reveal [data-reveal].is-in{opacity:1;transform:none}